Retiring at 50 vs 52: A Structural Timing Comparison
A two-year delay can feel minor. Structurally, it rarely is. Retirement timing is not just a lifestyle decision. It is a fragility decision. The difference between retiring at 50 and retiring at 52 can materially change: • Withdrawal intensity • Dependency duration • Early-year exposure • Classification stability The numbers often look close. The structure … Read more